Posted on: November 3, 2022 by Huntersure LLC.
Lawyers can assist people after a hurricane through a variety of steps to help victims get back on their feet. Hurricanes are one of the most devastating weather events that can occur. In addition to the violent winds and flooding, hurricanes can cause earthquakes and trigger a cascade of other natural disasters.
When a hurricane hits a residential area, the impact on families and homes is terrible. In the midst of this destruction, many victims often must seek help from friends and neighbors. They may also seek counsel from an attorney. There’s a lot that a lawyer can do to assist hurricane victims.
One of the essential steps to take in a hurricane’s aftermath is documenting the damage’s extent. Photos, videos, and written descriptions of the damage will be necessary to file insurance claims and get estimates for repairing and rebuilding any damaged structures. However, the hurricane might damage some cameras that could have documented this. An attorney can help hurricane victims document damage by lending cameras and other equipment to take photos of homes that have been affected.
Lawyers can also help by doing what lawyers do best — offering legal advice. Many people may want to know if they are liable for repairing the damage to their homes. Likewise, they may wonder if they have any legal recourse to seek damages from a negligent party as victims of Hurricane Katrina did when they sued FEMA. Any attorney offering legal advice should ensure they have insurance coverage for attorneys before providing services to clients — including pro-bono clients.
In addition to questions about liability, hurricane survivors will likely have questions about what their insurance policies will or won’t cover. Unfortunately, insurers don’t always follow through on the coverage that beneficiaries should receive. It is likely due to a massive influx of claims, as there may be after a hurricane. In these cases, insureds might seek representation from a lawyer to litigate against their own insurer. Any attorney representing a client in a case like this must obtain lawyers professional liability insurance. Attorneys should consider different types of professional liability coverage before selecting a policy.
After a hurricane, survivors will likely have to think about how to go about regaining normalcy. Additionally, they will attempt to recover their lives in the aftermath. The ability to do this largely depends on whether they can fund repairs for their home and cover the other expenses incurred from the hurricane. Most families won’t have the cash reserves to achieve this and will rely on an insurance payout or another source of compensation to cover the costs. A lawyer can help victims fight for the compensation they are entitled to after a hurricane.
Huntersure LLC is a full-service Managing General Agency that has provided insurance program administration for professional liability products to our partners across the United States since 2007. We specialize in providing insurance solutions for businesses of all sizes. Our program features can cover small firms (grossing $2.5 million annually) to large corporations (grossing $25 million annually or more). We make doing business with us easy with our breadth and depth of knowledge of E&O insurance, our proprietary underwriting system that allows for responsive quoting, binding and policy issuance and tailored products to meet the needs of your insureds. Give us a call at (855) 585-6255 to learn more.
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