Management Liability

Private Companies
Nonprofits

Private Company – D&O, EPL, Fiduciary

Risk Location	Minimum Number of Employees	Minimum Revenue	Minimum Retention	Minimum Premium
California	100	$5,000,000	$100,000	$25,000
All Other States	25	$5,000,000	$2,500	$10,000

PROGRAM FEATURES

Revenue size: up to $1 Billion
Form: Standalone: EPL | Combined: EPL, D&O,
Fiduciary Non-Admitted A- paper
Ability to write separate limits on 1st and 3rd party EPL
Limit(s): Separate and Combined

Capability to rate by the risk state or by the risk
locations
Capability to rate by multiple classes of business
Willingness to customize a form tailored to your needs
Wage and Hour offered in all states except CA

TARGET CLASSES

Services (Accounting, A&E, Tech, Consulting, Insurance Agents)
Healthcare (SurgiCenter, Clinics, and Testing)
Wholesale
Manufacturing

Distribution
Agriculture
Accounts with claims
activity

INELIGIBLE

Poor Financials
IPO’s
SPAC’s
Public Companies
FI
Cannabis
Crypto

Restaurants
Entertainment
Energy
Life Science
Bio Tech
Auto Dealers

STANDARD EXCLUSION(S) WHEN APPLICABLE

BI/PD
Downsizing
Sexual Harassment

FCRA
Controlled Substance
Shareholder

MAXIMUM LIMITS

Primary – $3 million

Excess – $5 million

TARGET PREMIUM: $20,000

Not For Profit – D&O, EPL, Fiduciary

Risk Location	Minimum Number of Employees	Minimum Revenue	Minimum Retention	Minimum Premium
California	100	$5,000,000	$100,000	$25,000
All Other States	25	$5,000,000	$2,500	$10,000

PROGRAM FEATURES

Revenue size: up to $1 Billion
Form: Standalone: EPL | Combined: EPL, D&O,
Fiduciary Non-Admitted A- paper
Ability to write separate limits on 1st and 3rd party EPL
Limit(s): Separate and Combined</li=>

Capability to rate by the risk state or by the risk
locations
Capability to rate by multiple classes of business
Willingness to customize a form tailored to your needs
Wage and Hour offered in all states except CA

TARGET CLASSES

Associations
Foundations
Social Services
Healthcare

Technology
Agriculture
Accounts with claims
activity

INELIGIBLE

Poor Financials
PAC’s
HOA’s
Cannabis Related

Mental Health
Adoption Agencies
Religious Organizations
Public Schools
Bio Tech
Auto Dealers

STANDARD EXCLUSION(S) WHEN APPLICABLE

BI/PD
Downsizing

Controlled Substance
Sexual Harassment

MAXIMUM LIMITS

Primary – $3 million

Excess – $5 million

TARGET PREMIUM: $20,000