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Management Liability

Private Company – D&O, EPL, Fiduciary

Risk Location Minimum Number of Employees Minimum Revenue Minimum Retention Minimum Premium
California 100 $5,000,000 $100,000 $25,000
All Other States 25 $5,000,000 $2,500 $10,000
PROGRAM FEATURES
  • Revenue size: up to $1 Billion
  • Form: Standalone: EPL | Combined: EPL, D&O,
    Fiduciary Non-Admitted A- paper
  • Ability to write separate limits on 1st and 3rd party EPL
  • Limit(s): Separate and Combined
  • Capability to rate by the risk state or by the risk
    locations
  • Capability to rate by multiple classes of business
  • Willingness to customize a form tailored to your needs
  • Wage and Hour offered in all states except CA
TARGET CLASSES
  • Services (Accounting, A&E, Tech, Consulting, Insurance Agents)
  • Healthcare (SurgiCenter, Clinics, and Testing)
  • Wholesale
  • Manufacturing
  • Distribution
  • Agriculture
  • Accounts with claims
    activity
INELIGIBLE
  • Poor Financials
  • IPO’s
  • SPAC’s
  • Public Companies
  • FI
  • Cannabis
  • Crypto
  • Restaurants
  • Entertainment
  • Energy
  • Life Science
  • Bio Tech
  • Auto Dealers
STANDARD EXCLUSION(S) WHEN APPLICABLE
  • BI/PD
  • Downsizing
  • Sexual Harassment
  • FCRA
  • Controlled Substance
  • Shareholder
MAXIMUM LIMITS
  • Primary – $3 million
  • Excess – $5 million
TARGET PREMIUM: $20,000

Not For Profit – D&O, EPL, Fiduciary

Risk Location Minimum Number of Employees Minimum Revenue Minimum Retention Minimum Premium
California 100 $5,000,000 $100,000 $25,000
All Other States 25 $5,000,000 $2,500 $10,000
PROGRAM FEATURES
  • Revenue size: up to $1 Billion
  • Form: Standalone: EPL | Combined: EPL, D&O,
    Fiduciary Non-Admitted A- paper
  • Ability to write separate limits on 1st and 3rd party EPL
  • Limit(s): Separate and Combined</li=>
  • Capability to rate by the risk state or by the risk
    locations
  • Capability to rate by multiple classes of business
  • Willingness to customize a form tailored to your needs
  • Wage and Hour offered in all states except CA
TARGET CLASSES
  • Associations
  • Foundations
  • Social Services
  • Healthcare
  • Technology
  • Agriculture
  • Accounts with claims
  • activity
INELIGIBLE
  • Poor Financials
  • PAC’s
  • HOA’s
  • Cannabis Related
  • Mental Health
  • Adoption Agencies
  • Religious Organizations
  • Public Schools
  • Bio Tech
  • Auto Dealers
STANDARD EXCLUSION(S) WHEN APPLICABLE
  • BI/PD
  • Downsizing
  • Controlled Substance
  • Sexual Harassment
MAXIMUM LIMITS
  • Primary – $3 million
  • Excess – $5 million
TARGET PREMIUM: $20,000