Posted on: September 29, 2026 by Huntersure
Allied malpractice insurance can include coverage for sexual abuse allegations, but the coverage may have separate limits and conditions from the policy’s professional liability coverage. Huntersure’s allied healthcare program, for example, includes sexual abuse coverage at lower limits at the underwriter’s discretion, with higher limits available for an additional premium. For agents, the key is […] Read More
Posted on: September 22, 2026 by Huntersure
When a professional liability claim is reported, the managing general agent (MGA) may be involved in communications, documentation, and follow-up without necessarily having authority to make claims decisions. For agents placing accounts through a miscellaneous professional liability program, knowing whether the MGA has claims authority or claims oversight helps clarify the division of responsibilities between […] Read More
Posted on: September 15, 2026 by Huntersure
A manufacturing client sends its accounting firm a year of sales figures, and the firm uses them to prepare the company’s tax return. Two years later, an IRS examination finds unreported income, and the client blames the firm for the penalties and interest. Does the fact that the client supplied the numbers eliminate the firm’s […] Read More
Posted on: August 25, 2026 by Huntersure
When a large law firm hires a seasoned lateral partner, what happens to that attorney’s past professional liability exposure? It’s an easy question to miss when reviewing lawyers professional liability insurance. Firms usually focus on conflicts checks, client transfers, and attorney onboarding with new hires. But an attorney’s old files don’t always stay in the […] Read More
Posted on: August 19, 2026 by Huntersure
Technical consultants routinely work with data supplied by owners, laboratories, subconsultants, and other professionals. When that information is inaccurate, determining responsibility can become complicated. The issue also has implications for professional liability coverage. When reviewing professional liability insurance for technical consultants, an important question is: What responsibility does the consultant assume when evaluating, interpreting, or […] Read More
Posted on: August 12, 2026 by Huntersure
A publisher runs a freelance-written article after its usual editorial review. Weeks later, someone challenges the piece, alleging defamation or copyright infringement. The publisher did not write the disputed material, but the allegation still lands on its desk. Scenarios like this one make professional liability insurance programs worth a closer look for publishers that rely […] Read More
Posted on: July 29, 2026 by Huntersure
A med spa runs a routine laser hair removal treatment the same way it has done many times before — same protocols, same equipment, same trained staff. Months later, a former client sues, alleging that the session left her with burns. Claims scenarios for allied healthcare risks are full of cases like this one. So, […] Read More
Posted on: July 22, 2026 by Huntersure
What would you tell a client who receives a subpoena but is not accused of wrongdoing? It happens more often than many agents expect. An accounting firm can get pulled into a client’s legal dispute through document requests or testimony obligations. Even when the firm’s work is not in question, responding still takes time, money, […] Read More
Posted on: July 15, 2026 by Huntersure
Many agents treat a contractors professional liability insurance application like another form to fill out and forget. But underwriters see it differently. For them, the application provides a primary view into how a contractor works on a job, from design input to project oversight and subcontractor coordination. Incomplete or unclear submissions may affect underwriting decisions, […] Read More
Posted on: June 24, 2026 by Huntersure
Miscellaneous professional liability (MPL) claims don’t necessarily begin with a dramatic, headline-worthy mistake. More often, they stem from an overlooked administrative task, a conversation that never happened, a contract term that two parties understood differently, or an allegation that professional advice led to financial harm. The work looks routine right up until the moment a […] Read More
